Legal Articles

Fintech and digital lending regulation in Kenya

Fintech and digital lending regulation in Kenya

Kenya’s fintech sector is among the most dynamic in Africa. M-Pesa — the mobile money service launched by Safaricom in 2007 — demonstrated that transformative financial infrastructure could emerge from Kenya and be replicated globally. That legacy has made Nairobi a magnet for fintech investment and a testing ground for mobile lending, digital insurance, blockchain-based

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Banking and Finance Law in Kenya

Banking and Finance Law in Kenya

Banking and finance law in Kenya sits at the intersection of statute, central-bank regulation and commercial contract. The Central Bank of Kenya (CBK) exercises wide supervisory powers over banks, microfinance institutions, mortgage finance companies, payment-service providers and a growing roster of digital-credit platforms. Understanding how the regulatory framework is built — and where it can

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