Financial Services & Fintech

Financial Services & Fintech Law in Kenya

Kenya is the leading financial-services and fintech market in the region, from mobile money and digital lending to banking, insurance and payments. As fintech lawyers in Kenya, OLM Law advises banks, insurers, payment-service providers, credit-only lenders and fintech founders on the regulation, transactions and disputes that shape the sector.

The regulatory landscape

Financial-services regulation in Kenya runs across several authorities — principally the Central Bank of Kenya (CBK) for banks, payment systems and digital credit providers, the Insurance Regulatory Authority (IRA) for insurers, the Capital Markets Authority for market activities, and the Office of the Data Protection Commissioner for the handling of customer data. We help clients navigate this overlapping framework and engage with the relevant regulators.

How we help

• Licensing and authorisation — bank, payment-service-provider, digital-credit and insurance licensing, and the regulatory approvals needed to launch and scale.
• Products and transactions — lending, payments, insurance and investment products, and the agreements behind them.
• Regulatory compliance — anti-money-laundering, consumer-protection, data-protection and conduct requirements.
• Corporate and funding — investment rounds, M&A and joint ventures in the financial-services and fintech space.
• Disputes and enforcement — regulatory investigations and disputes affecting financial-services clients.

Relevant expertise

We bring our Banking & Finance, Capital Markets, Corporate & Commercial, Data Protection & Privacy and Dispute Resolution teams to bear on financial-services and fintech matters — linking, on the live page, to each of those practice-area pages.

To launch, license or fund a financial-services or fintech business in Kenya, contact OLM Law.